Can I Pawn My Car Title without a Job?

Yes you can. 

In fact it’s one of the reasons many people do pawn their car titles, because they’ve been retrenched or have been without a job for an extended period of time. 

If you find yourself in this situation, here are the steps to follow and requirements. 

1. Contact Us Today

Getting in touch is easy. 

You can use the telephone number provided, email or stop by an office near you. 

We have professional offices in Pretoria, Johannesburg and Cape Town. 

2. Get Your Vehicle Assessed

On arrival you will be greeted by a friendly staff member.

Your car will be assessed to determine the loan value you can get against it with these key points: 

  • Current Trade-in Value
  • Overall Condition
  • Make and Model Popularity
  • Mileage on the vehicle

3. Decide on a Loan Type

There are two loan types to choose from. 

a. Pawn to Drive

This is the most popular type as it allows you to get a loan against your without a job and still keep your car. You’re going to need your car to get to job interviews etc so this is the option most people take. 

b. Pawn to Stay

If you happen to have a second car and want to raise money against it then a Pawn to stay option is best for you. Your car will be kept in our secure storage facility and returned when the loan is repaid. 

4. Decide on a Repayment Period

When raising money against your car title you are typically choosing from a 30 to 60 day loan period, also known as a short term loan. 

If you require a longer loan repayment period you can discuss this with your loan assessor.

5. Agree and Get Cash in Your Account

Once you have agreed to a loan amount and decided on a loan repayment period and loan type, simply sign the agreement and we will transfer money into any local bank account instantly. 

This entire process typically takes less than 40 minutes and you will leave with cash in your account. 

If you have any further questions don’t hesitate to contact us and we will do our best to help you get a car pawn loan, with or without a job. 

We look forward to hearing from you.