Pawn to Drive

Pawn to Drive Loans

Let’s face it, sometimes it doesn’t rain, it pours, and you need cash fast.

The are a number of reasons for this…

  • sudden family deaths
  • emergency hospital bills
  • car repairs
  • overdue bills

You may have heard of car pawn loans but the idea of being without a car during the loan repayment period simply doesn’t work for you.

If you need your car for day-to-day activities like getting back and forth to work, dropping the kids at school or simply your independence, a traditional car pawn or asset loan is not for you.

This is when you need a pawn to drive asset loan.


How does a Pawn to Drive Loan work?

The pawn to drive process is similar to a standard car pawn loan where you can raise money against the value of your vehicle.

The difference however is that instead of leaving your vehicle with the financial services company, you get to keep it and still drive it.

In order to get this loan, all that is required is a fully paid-up vehicle in your name, and installation of our GPS unit.

We need to install a GPS unit to limit our risk of course.

Not everyone is honest and we don’t want people crossing the border with a vehicle they have raised a loan against – not saying this is you of course, but you get the point.


How to apply for Pawn to Drive?

Thankfully this is the easy part as we have serviced hundreds of customers from our convenient locations in Jhb, Pretoria and Cape Town.


1. Visit a Local Office

To get started visit your nearest office and bring your car for an assessment.

We will determine the value based on the make, model, mileage and overall condition, and then compare that to the fair market value.

This process only takes a few minutes and you will be provided with a loan amount we can offer you.


2. Loan Terms

Once you have received your loan offer and agreed to the repayment terms, you’ll be required to sign the applicable paper work.

As you are doing a pawn to drive loan we will also cover the costs of fitting the GPS tracking unit.


3. GPS Tracking Unit

Once you have signed the paperwork our professional installers in premises will fit a custom GPS tracking unit.

This is a condition of all pawn to drive loans as we need to know where the car is for risk and regulatory reasons.


4. Money Transfer

With the paperwork signed and the GPS tracking unit in place you are good to go.

Money will be instantly transferred to your local bank account and appear in your account before you leave the premises.

This entire process typically takes less than 30 minutes.


5. Loan Repayment

Once you have repaid the loan in the agreed upon timeframe you bring your car back to our offices where the GPS unit will be removed.

This is a quick and effortless process, coffee on us while you wait 🙂



A Pawn to Drive loan gives you the freedom of getting a cash loan and still driving your car.

It is not realistic to expect people to part with their cars during difficult financial times and our turnkey solution eases the pressure you are facing during this period.

Our convenient office locations in major cities offer quick turnarounds and cash is sent to your account instantly via EFT.

If you have any questions please call our head office or your local office and speak to a friendly representative.

We look forward to hearing from you and helping raising cash against your vehicle and affording you the luxury of still driving it.